Contractor Insurance That Keeps Your Business Moving

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Insurance for Contractors, Subcontractors, and Construction Businesses

Contractors face risks that standard business policies are not always designed to handle. Betta Risk Management helps Georgia contractors protect their operations with coverage for jobsite injuries, property damage, employees, vehicles, tools, equipment, and active construction projects.

We compare options from multiple insurance carriers and explain what your policy covers before you need to use it.

A construction worker wearing a black shirt and shorts with a tool belt around the waist, working outdoors on a wooden structure under a partly cloudy sky.
Construction site with workers and foundation work in progress. A worker in a red hoodie and helmet is walking near wooden formwork and freshly poured concrete.

Industries served

  • General Contractors

  • Residential contractors

  • Commercial contractors

  • A man in casual clothes and a camouflage cap is using a sliding compound miter saw to cut a piece of wood in a bright, spacious room with large windows.

    Remodelers

  • A man in hiking attire, including a neon yellow shirt, shorts, and boots, is on a roof working with power tools. He is wearing a safety harness attached to a yellow rope, and there's a tree with green leaves visible on the left side of the image. The sky is clear and blue.

    Roofers

  • A technician in a yellow safety shirt and black hat working on an electrical panel mounted on a wall, with wires and components inside.

    Electricians

  • A man installing or repairing plumbing under a sink, working with white PVC pipes and fittings.

    Plumbers

  • Technician checking HVAC system on rooftop using multimeter.

    HVAC contractors

  • A snow-covered golf cart with black and white paint and a white blanket or seat cover.

    Painters

  • A backyard scene with a yellow house, green trees, a wooden fence, and a grassy lawn on a sunny day with a blue sky.

    Fence and deck contractors

  • Two men working in a backyard, one mowing the lawn with a riding mower and the other trimming bushes with a string trimmer, with a grassy yard, trees, and houses in the background under a clear blue sky.

    Landscapers

  • Close-up of a person laying mortar on a red brick wall with a trowel.

    Concrete contractors

  • A person is woodworking, using a handheld tool on a piece of wood, with a table saw in the background.

    Carpenters

  • A person in black and gray clothing cutting wood with a yellow DeWalt circular saw, sawdust flying, in an indoor workshop or construction site.

    Handymen

  • A woman wearing a white t-shirt, gray sweatpants, and blue slippers cleaning a white floor with a mop in a bright living room with white walls and large windows.

    Cleaning contractors

Coverage for Your Entire Operation

  • Protects against claims involving third-party injuries, property damage, and completed work.

  • Helps cover employee medical expenses and lost wages following a work-related injury.

  • Covers company-owned vehicles used to transport employees, tools, equipment, and materials.

  • Protects portable tools and equipment while stored, transported, or used at jobsites.

  • Covers buildings, materials, and equipment during construction or major renovation projects.

  • Provides additional liability limits when a claim exceeds the coverage of an underlying policy.

  • Helps satisfy licensing and contractual requirements while guaranteeing specific obligations.

Tell Us About Your Business

Protect Your Business and Stay Ready for the Next Project

Get contractor insurance supported by an agency that remains available throughout the life of your policy.